Q: What is a payday loan? A: A payday loan or a payday advance is a quick and confidential way to get a cash advance until your next paycheck.

Q: What are the requirements for approval?
A: To be eligible for our loans, you must have:

• Have your current job or benefits for at least 3 months.
• Have a valid checking or savings account for at least 3 months.
• Monthly net income minimum of $1,200.

Q: What if I have poor credit?
A: No problem! Unlike many other financial institutions, we do not require that you have good credit or.

Q: How soon can I receive my cash advance?
A: We can approve your loan application instantly once you have completed our online application. If you request your loan before 6:00 PM (EST), we can deposit funds into your account by the very next business day.

Q: When will I hear from you?
A: After you have been approved by our online application, we will contact you by either email or phone within one hour about the status of your loan during normal business hours, Monday to Friday, 8:00AM to 6:00 PM (EST). For applications submitted after-hours, we will contact you first thing the next business morning.

Q: How do you determine the amount of money to advance me?
A: The amount we can lend to you is calculated from upon your current income. We may increase your advance limit once you have satisfactorily paid off your loan in a timely manner.

Q: How do I determine my due date?
A: All loans are due on your next pay date, unless your next pay date is less than 7 days away. In this case, your loan will be due on the following pay date. The maximum term for our loans is 30 days.

Q: What about loan requests on Fridays or the weekends?
A: All Friday loan requests before 6:00 PM (EST) will be funded on Monday. All weekend requests will be treated as Monday's requests.